Yesterday (July 29, 2009) the Federal Trade Commission pushed the effective date of the new "Red Flag" rules back to November 1, 2009. http://www.ftc.gov/opa/2009/07/redflag.shtm. They had been delayed twice before, originally to go into effect last November.
In general, the Red Flag rules require "creditors" to adopt and implement a plan to avoid and report identity theft. You can read more about the Red Flag rules at http://www.ftc.gov/redflagsrule
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